3 months ago - 6 minute read
Finding a new rental, or moving into one for the first time, is an exciting experience. But it can also be stressful.
Competition is high for rentals, especially nice ones, so finding one you like before someone else gets it can be difficult!
The trick is to ensure you’re prepared. Knowing exactly what you want from a rental and having all the documents you need to rent before viewings can get you ahead of the game.
Want to know what you need to rent a flat? Keep reading to learn the answers to your top questions, including “What do you need to rent a flat?” and, “What documents do I need to rent a flat?”.
Choosing somewhere to live is a big decision. The good thing about renting is that most tenancies are short-term, between 1-3 years, so you can move around if you aren’t happy with where you live.
However, it’s still important to ensure you’re renting somewhere you like, that feels safe, and isn’t a scam.
Keep reading for our top 7 things to consider before renting a flat.
Where we live plays an important part in how happy we feel at home. If you have a choice over where you rent, consider things like:
The figure shown on the property listing isn’t always the price you need to pay. Service charges may also apply, which can change during the tenancy.
Always ask the letting agent or landlord what charges you’ll need to pay before setting your sights somewhere.
Related article: 10 Questions to ask when viewing a rental
Since the Tenant Fee Ban of 2019, letting agents and landlords can’t charge what they want. There are rules about what fees they can collect and how much they can charge for them.
Some lawful fees include:
Check the list of banned fees to ensure you aren’t getting scammed.
Related article: 10+ Things landlords DON’T want tenants to know
Rentals are often in high demand, and you don’t always have a lot of choice about what you can afford in certain areas. However, it’s still important to consider the property’s condition carefully before proceeding.
Certain issues, like black mould, can have a huge impact on your health and cause major changes to how you live your life at home.
Other issues could be less severe but are a landlord’s responsibility to fix before you move in. You should never move into a property on the promise that issues will be fixed after signing the tenancy.
Related article: Mould in rental property: why it’s bad & should you rent it?
Numerous reasons can cause tenants to move. Usually, moving is harmless and usually related to things like changing jobs, wanting somewhere bigger, moving in with a spouse, etc.
However, it could be because there are issues like:
The letting agent or landlord may not always be upfront about why the previous tenants are leaving. Look for clues and always dig deeper into their answers to see what you can learn.
Related article: Landlord won’t fix heating, what can I do?
Another important thing to consider before renting a flat is whether the landlord or letting agent is legit!
Most letting agents are lawful, but if something feels off, check their registration via the National Trading Standards Property Agent Checker.
You can check the landlord owns the property by asking your local council.
Related article: How to check your rent deposit is protected in 1 step
Finally, asking yourself whether everything seems legit before sending money or signing a tenancy is important. As the saying goes, if something seems too good to be true, it probably is!
Trust your gut if something feels off. Get a second opinion if you think a rental could be a scam, especially if you’re a first-time renter. You can:
Never rent a property or send money if something feels off, no matter how much the landlord or letting agent tries to reassure you. Always do your checks first to make sure it’s not a scam.
Before renting a property, you’ll need to go through tenant referencing. This is a 3-stage process all letting agents and landlords must participate in by law to check you’re eligible to rent.
The checks involve an identity check to ensure you have the right to rent in the UK, a financial check to ensure you can afford the property, and a reference check to learn more about you.
Your letting agent or landlord should tell you exactly what documents you need to apply for a rental.
However, to help you prepare, here’s the answer to the question, “What documents do I need to rent a flat?”.
Firstly, to check you are who you say you are and to ensure you have the right to rent in the UK, you’ll need to provide proof of identity.
The documents you’ll be asked for before renting include:
Your letting agent should provide you with a full list of documents they’ll accept for proof of address.
The next set of documents you’ll need to rent in the UK is proof of your income and employment status.
What documents you’ll need will vary depending on where you work, how you work, and what type of contract you have.
For example, if you’re self-employed, you’ll need to show different documents (like tax returns) compared to if you’re employed full-time.
Usually, you’ll be asked for some/all the following documents as proof of income/employment:
Related article: How Lifetime Deposits can help with rent deposit
It’s a good idea to gather your references before applying for a property. Competition is high, so if you’re prepared, you can send your application as soon as you find somewhere.
References are designed to help landlords learn more about your character. This isn’t because they want to get to know you, but because they want to know whether you’ll care for their property or not.
If you’ve rented before, you’ll usually need to provide references from:
A reference from your current or former employer is usually acceptable if you haven't rented before.
Alongside the documents you need to rent a flat, there are other essentials every renter should own! If you’re a first-time renter, it’s a good idea to ensure you have things like:
Keep reading for our checklist of 40+ things every new renter needs.
If you’re about to rent a new property, we have good news! You no longer need to save up every time you move.
For the first time ever, if you already have a deposit protected in a deposit scheme, you can transfer it to your next property.
A Lifetime Deposit will help you keep hold of £1,200 on average, which we think is pretty neat.
We are on a mission to help more people move, so if you are moving soon, don’t forget your Lifetime Deposit!
If you're a renter, we've got your back. This corner of the Fronted site is loaded with everything from moving tips, Lifetime Deposits, and anything you need to make renting, or moving, a breeze.
Fronted is a trading name of Fronted Holding Ltd. We are registered in England and Wales (Company No.12278750), registered office address is Fronted, The Fisheries, 1 Mentmore Terrace, London, E8 3PN. Fronted Loans Ltd (Company No.12307305) is authorised and regulated by the Financial Conduct Authority under a Consumer Credit Licence (FCA No. 933316). Fronted Ltd (Company No.12304059) is authorised and regulated by the Financial Conduct Authority under a Broker Licence (FCA No. 933317).
Fronted Loans Ltd and Fronted Ltd is a wholly owned subsidiary of Fronted Holding Ltd. We are part of the FCA regulatory sandbox - Cohort 6. The regulatory sandbox allows firms to test innovative offerings in a live environment. More information on the FCA's regulatory sandbox can be found here.
Made with ❤️ and ☕️ in London